Travel Now, Pay Later – Flexible Payment Options for Every Traveler
At Fly0.co, we believe that travel should be accessible to everyone, regardless of budget constraints. Our Buy Now, Pay Later (BNPL) policy allows you to book flights, hotels, and holiday packages instantly and pay in easy monthly installments—giving you the freedom to travel without financial stress.
This policy outlines the terms, eligibility, and repayment conditions for using our "Fly Now, Pay Later" service.
1. What is Buy Now, Pay Later?
- ✔ Instant Booking, Flexible Payments – Secure your trip now and pay in convenient installments.
- ✔ Zero or Low-Interest EMI Options – Depending on your payment provider, choose between interest-free or low-interest plans.
- ✔ Multiple Installment Plans – Select from 3, 6, 9, or 12-month repayment periods.
- ✔ No Hidden Charges – Transparent pricing with no surprise fees.
2. Eligibility for Buy Now, Pay Later
- ✔ Must be at least 18 years old with a valid government-issued ID.
- ✔ Must have a stable income source (salaried, self-employed, or business owner).
- ✔ Must have a valid credit/debit card or be eligible for bank-based EMI.
- ✔ Payment history and credit score may be considered by financial partners.
3. How Does It Work?
- 1️⃣ Select Your Travel Service – Choose flights, hotels, or a holiday package.
- 2️⃣ Proceed to Checkout – Select "Buy Now, Pay Later" as your payment method.
- 3️⃣ Choose an EMI Plan – Pick a repayment period (3, 6, 9, or 12 months).
- 4️⃣ Approval & Booking Confirmation – Get instant approval (or approval within 24 hours for select plans).
- 5️⃣ Enjoy Your Trip! – Pay in installments while you travel.
4. Payment Methods & EMI Partners
- 💳 Credit & Debit Card EMI – Available with major banks.
- 🏦 Bank Transfers & Auto-Debit – For seamless monthly deductions.
- 📱 Mobile Wallet EMI – Pay using supported digital wallets.
- 🕌 Shariah-Compliant Financing – Islamic banking options with zero interest.
Check our partner list at checkout for available financing options.
5. Repayment Terms & Conditions
- ✔ Monthly EMI payments are automatically deducted from your registered payment method.
- ✔ Late payments may incur penalties or affect eligibility for future BNPL options.
- ✔ Prepayment of the full amount is allowed without extra fees (subject to partner bank policy).
- ✔ In case of payment failure, customers will receive reminders before additional charges apply.
6. Cancellation & Refund Policy for BNPL
- 🔹 If you cancel a refundable booking, your refund will be adjusted against pending EMI payments.
- 🔹 For non-refundable bookings, EMI payments must still be completed as per the agreed plan.
- 🔹 Cancellations due to airline/hotel policy will follow standard refund guidelines and will be credited to your EMI account.
7. Important Notes
- ⚠ Approval is subject to financial partner verification and eligibility checks.
- ⚠ Buy Now, Pay Later is not available for all bookings—availability depends on the airline, hotel, or package provider.
- ⚠ Repeated missed payments may result in restrictions on future BNPL bookings.
8. Need Assistance?
For questions about eligibility, payment plans, or approvals, our support team is available 24/7.
- Email: support@fly0.co
- Phone: +XXX-XXXX-XXXX
🔹 Your Dream Trip, Made Affordable – Book Now with Fly0.co! 🔹
